Professional Indemnity Information

A. If registered, I will be engaged in the practice of medicine exclusively in a hospital and/or healthcare facility that is listed in List 1 (including on a locum basis).
If you choose this option, you will not need to provide evidence of indemnity.

B. If registered, I will be engaged in whole or in part (including on a locum basis), in the practice of medicine as a consultant in a hospital and/or healthcare facility that is listed in List 2.
If you choose this option, you will need to provide evidence of the relevant minimum level of indemnity by way of certificate from your insurer/broker or indemnity provider.

C. If registered, I will be engaged in whole or in part (including on a locum basis), in the practice of medicine in a non-consultant position, in a hospital and/or healthcare facility that is listed in List 2.
If you choose this option, you will not need to provide evidence of indemnity.

D. If registered, I will be engaged in whole or in part (including on a locum basis), in the practice of medicine at an facility (to include a general practice) that is not listed in either List 1 or List 2.
If you choose this option, you will need to provide evidence of the relevant minimum level of indemnity by way of certificate from your insurer/broker or indemnity provider.

E. If registered, I will not immediately be engaged in the practice of medicine under a contract of employment, contract for services or any other arrangement. However, I hope to engage in the practice of medicine during this period of registration.
If you choose this option, you will not need to provide evidence of indemnity.

F. I will not be engaged in the practise of medicine.
If you choose this option, you will not need to provide evidence of indemnity.

All doctors who work wholly and under a contract of employment with the HSE are covered by the Clinical Indemnity Scheme (CIS) and do not need to put in place any professional indemnity arrangements. The list of public (HSE) hospitals as provided by the NTMA is located at the following link Public HSE Hospitals.

If you are commencing work as a consultant with a private hospital you will need to put in place professional indemnity arrangements for practice. You will need to ensure you have cover to the minimum levels set out at the following link Minimum Levels of Cover (Appendix A and Appendix B). The list of private hospitals provided by the NTMA is located at the following link Public HSE Hospitals. The Medical Council will require evidence that the correct level of indemnity is in place. Our understanding is employing hospitals will also be seeking this information, as a matter of course before you commence practising in their facility.

If you will be working as a consultant in both a public and private hospital settings you will need to put in place professional indemnity arrangements for practice. You will need to ensure you have cover to the minimum levels set out at the following link Minimum Levels of Cover (Appendix A and Appendix B). The Medical Council will require evidence that the correct level of indemnity is in place.

Non-consultant hospital doctors (NCHDs) working in private hospitals can no longer be covered under a hospital’s group policy and must maintain a personal limit of indemnity of not less than €10 million, as prescribed by the State Claims Agency. A transitional phase is in process to permit hospitals / clinics to fully align with this requirement by the end of 2025. Please contact your employer to confirm indemnity arrangements prior to commencing employment.

You will need to make arrangements with one of the indemnity providers to have in place the appropriate level of cover, as set out in the schedule at the following link Minimum Level of Cover (Appendix A and Appendix B). The Medical Council will require evidence that the correct level of indemnity is in place.

You will need to make arrangements with one of the indemnity providers to have in place the appropriate level of cover, as set out in the schedule at the following link Minimum Level of Cover (Appendix B). The Medical Council will require evidence that the correct level of indemnity is in place.

You will need to make arrangements with one of the indemnity providers to have in place the appropriate level of cover, as set out in the schedule at the following link Minimum Level of Cover (Appendix B). The clinical place(s) where you will work will need to ensure you have the appropriate level of cover in place, before commencing work. The Medical Council will require evidence that the correct level of indemnity is in place.

You will need to clarify with any hospital where you will be undertaking locum work, what indemnity arrangements are in place, given the type of employment. If the hospital indicates you will not be covered by their policy/arrangement, you need to put in place appropriate indemnity cover as set out in the schedule at the following link Minimum Level of Cover (Appendix B).  The Medical Council will require evidence that the correct level of indemnity is in place. The clinical place(s) where you will work will need to ensure you have the appropriate level of cover in place, before commencing work.